Retirement
How much free 401(k) money am I missing?
See your employer match and how much free money you lose if you contribute less than the match cap.
Try the calculator
Use your plan details to estimate free money.
What this means
Employer match is instant ROI. If you are below the match cap, you are leaving money on the table.
What to do next
Increase contributions until you reach the match cap. Then revisit other goals like debt payoff.
FAQ
What does match cap mean?
It is the maximum percent of your salary the employer will match. Contribute at least this to get the full match.
Does this include investment growth?
No. This shows the immediate employer match, not long-term growth.