Taxes
Will I get a tax refund or owe?
Use your income, withholding, and effective tax rate to estimate whether you will receive a refund or owe money.
Try the calculator
Use an effective rate to keep the estimate realistic.
What this means
A refund means you paid more than your estimated tax. Owing means you did not withhold enough during the year.
What to do next
If you consistently owe money, adjust withholding. If your refund is large, consider lowering withholding to keep more cash each month.
FAQ
Is this a real tax filing result?
No. It is a planning estimate based on your effective tax rate and withholding.
How do I estimate my effective tax rate?
Look at last year's total tax paid divided by your income, or use a conservative estimate.