Taxes
How should I adjust my W-4?
Use your expected refund or amount owed to estimate how much to adjust withholding per paycheck.
Try the calculator
Use the refund or amount owed from the tax estimator.
What this means
Adjusting withholding spreads your tax bill across the year. The goal is to avoid a big refund or a painful bill.
What to do next
If you consistently owe, increase withholding. If you get a large refund, reduce withholding to free monthly cash.
FAQ
What if I want a small refund?
Set a positive target refund and the calculator will suggest extra withholding per paycheck.
Does this replace a full W-4 worksheet?
No. This is a simple guide to adjust withholding using your expected refund or owed amount.